The arrival of Fintech startups and the establishment of digital platforms is often seen as a new threat for traditional banks. Should we really oppose Fintech start-ups and banks? Should the new Fintech start-ups be seen as new competitors or should they enable new win-win partnerships? What will be the future of banks in this evolving landscape? There is a clear changing culture in finance and the definition of FinTech constantly evolves. What are the most optimal collaboration models that are deployed in the industry?